OnlyFans Payout: How Much Do Creators Actually Keep?
OnlyFans takes 20% of every transaction. Here is exactly what that costs you — and how to keep more.
Short answer: OnlyFans takes 20% of every transaction. A creator who earns £10,000 keeps £8,000. On MyShrine, the same creator keeps £9,000 — that is £12,000 more per year. MyShrine pays weekly; OnlyFans pays monthly.
Last updated: October 2026
Payout Rate Comparison
| Feature | MyShrine | OnlyFans | Fansly | LoyalFans | ManyVids |
|---|---|---|---|---|---|
| Platform fee | 10% | 20% | 20% | 20% | 20–40% |
| Creator payout | 90% | 80% | 80% | 80% | 60–80% |
| Fan service fee | 10% (paid by fan) | Included | Included | Included | Varies |
| Payout frequency | Weekly (Fridays) | Reported monthly | Reported monthly | Reported monthly | Reported bi-weekly |
| Minimum payout | £50 | Reported $20 | Reported $100 | Reported $50 | Reported $50 |
| Crypto payouts | Yes (100+ coins) | No | No | No | No |
| Bank transfer | International (SWIFT/SEPA) | Reported ACH/SEPA | Reported ACH/SEPA | Reported varies | Reported varies |
Competitor details as of October 2026. Second-hand figures marked as reported.
What the 20% Fee Actually Costs You
| Monthly Sales | OnlyFans Keeps | You Keep (OF) | You Keep (MyShrine) | You Save Per Year |
|---|---|---|---|---|
| £1,000 | £200 | £800 | £900 | +£1,200 |
| £3,000 | £600 | £2,400 | £2,700 | +£3,600 |
| £5,000 | £1,000 | £4,000 | £4,500 | +£6,000 |
| £10,000 | £2,000 | £8,000 | £9,000 | +£12,000 |
| £25,000 | £5,000 | £20,000 | £22,500 | +£30,000 |
Based on creator-set prices. Figures show creator earnings after platform fees.
Payout Methods Compared
Crypto (MyShrine)
Payouts in 100+ cryptocurrencies to your own wallet. Arrives about 30 minutes after Friday processing. No chargebacks, no bank restrictions.
Bank Transfer (MyShrine)
UK/EU via SEPA: 1–2 business days. International via SWIFT: 3–5 business days. Processed every Friday.
Bank Transfer (OnlyFans)
Reportedly ACH (US) and SEPA (EU). Monthly processing. Bank transfer fees reported to vary by country and are deducted from the payout.
Weekly vs Monthly
MyShrine pays weekly on Fridays. Most competitors pay monthly. Weekly payouts mean up to 3 weeks faster access to your money.
Minimum Thresholds
MyShrine: £50 minimum. OnlyFans: reportedly $20. Fansly: reportedly $100. Weekly payouts on MyShrine mean you reach the threshold faster.
No Hidden Deductions
On MyShrine, the 10% service fee is charged to the fan separately. Your 90% is your 90% — no extra fees deducted from your payout.
Frequently Asked Questions
How much does OnlyFans take from creators?+
OnlyFans takes 20% of every transaction. A creator who earns £10,000 in sales keeps £8,000. On MyShrine, the same creator keeps £9,000 — that is £12,000 more per year.
How often does OnlyFans pay out?+
OnlyFans processes payouts monthly. There is a reported minimum balance required before you can withdraw. MyShrine processes payouts weekly on Fridays with a £50 minimum, giving creators faster access to their earnings.
How does OnlyFans pay creators?+
OnlyFans reportedly pays via bank transfer (ACH in the US, SEPA in Europe). They do not offer cryptocurrency payouts. MyShrine pays via cryptocurrency to your own wallet (about 30 minutes) and international bank transfer (1–5 business days depending on region).
Which creator platform has the best payout rate?+
MyShrine offers 90% payouts — the highest among major adult creator platforms. OnlyFans, Fansly, and LoyalFans all take 20% (80% payout). ManyVids reportedly takes 20–40% depending on content type (60–80% payout).
Is the OnlyFans 20% fee worth it?+
For a creator earning £5,000 per month, the 20% OnlyFans fee costs £1,000 per month — £12,000 per year. On MyShrine with a 10% fee, the same creator pays £500 per month and keeps £6,000 more per year. Whether the difference is worth it depends on your audience and which features you need.
Can I get paid faster than OnlyFans?+
Yes. MyShrine processes payouts weekly on Fridays. Crypto wallet payouts arrive in about 30 minutes after processing. OnlyFans pays monthly, meaning creators wait up to 30 days for their earnings.
Do OnlyFans payouts have hidden fees?+
OnlyFans charges a flat 20% platform fee. Bank transfer fees vary by country and are deducted from your payout. On MyShrine, the platform takes 10% of the creator price, and the 10% service fee is paid separately by the fan — so the creator keeps exactly 90%.
What is the minimum payout on OnlyFans vs MyShrine?+
OnlyFans reportedly requires a minimum balance of $20 (about £16) before withdrawal. MyShrine requires £50 minimum. MyShrine pays weekly, so reaching the minimum is typically faster despite the higher threshold.
Stop Losing 20% of Your Earnings
Switch to MyShrine and keep 90% of every sale. Weekly payouts, crypto and bank transfer options, no hidden deductions.
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